Annuities Explained

Annuities & Retirement How to Retire Without Worries

lonWill I have enough money to retire? This is a question that most people are asking themselves. It gets even more crucial questions as you turn 50 and you see retirement coming forward. Governments won’t be the most generous around with their social pension plans, your employer is probably not under any guarantee to pay a fixed pension and your savings… well you simply hope to not retire before the next crisis. But what if you could enter in a contract guaranteeing you that you will get paid each month? No more worries, no more uncertainty, just a sustainable income

Is an Annuity Right for Me?

  If you have come to our site, chances are that you have been reading or hearing a lot of things about annuities. Since annuities are complex, they may have been simplified too much by some financial advisers which incurred horror stories ending in lawsuits. However, it is not because some investors got fooled by their advisers that annuities are evil. In fact, the right question should not be “is an annuity right for me?” but “which kind of annuity match my needs?”. Annuities can be customized according to your personal financial situation. You can also combine more than one

4 Important Risks at Retirements Solved By Annuities

Once you retire, you may think that you are done with risk. You can’t lose your job anymore since you don’t work. You can’t lose your house as your mortgage is most probably paid off by now. Then, there is not much to fear… or this is what you believe. Unfortunately, there are several risks a retiree must face. Most of them are related to financial matters and can be solved with a little planning. For example, annuities can answer many of your retirement concerns. There are four risk annuities can solve at retirement:   #1 Outliving Your Assets –

Are Annuities Scam? 6 Flaws of Annuities You Must Read About

Are annuities scam? Do you think Life Insurance Companies invented this complex financial product to take your money and run? I don’t think there is a need to become paranoiac about annuities, they are not a scam. However, it doesn’t mean that annuities don’t have flaws. #1 You Already Bought an Annuity and You Don’t Even Know If you believe everybody should buy an annuity, you’ll be happy to know that we all have one. When you think about it, if you have ever worked, you have contributed to Social Security. This “Government pension plan” is nothing but a deferred

What is an Annuity?

When we arrive at retirement, we all wish we could simply receive a monthly pay check and keep-up with our hobbies. Imagine a retirement without stress; imagine receiving a constant income stream for the rest of your life. Put it simply, this is what an annuity is. What is an Annuity?   An annuity is a contract offered by Life Insurance Companies. In exchange of a lump sum of money provided by the investor, the Life Insurance Company guarantees a steady income stream usually paid monthly. In other words; the investor gives the Life Insurance Company his money in return

Top 27 Annuity Articles from Non-Biased Sources

Annuities are not always easy to understand. The problem is that you main source of information might be your financial adviser… who will eventually make money if he sells you one. Therefore, it’s pretty hard to get a non-biased opinion on whether or not you should purchase an annuity. I’ve searched the web for several hours and read over 100 articles about annuities. I’ve published the top 27 articles about annuities from non-biased sources. I’ll be updating this list if any good article comes to my attention so don’t hesitate to contact me and provide me with more interesting articles!

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